Tom Spradling

Mortgage Banker

Tom has over 30 years working in the mortgage finance industry along with another 7 years in the real estate sales industry.  His primary focus is to provide exceptional service while exceeding his client’s expectations.

At USA Mortgage the resources available are extensive.  USA Mortgage is a full-service mortgage company that benefits their clients by having expertise in Conventional, FHA, USDA, VA and Jumbo loan programs.  We understand the seriousness of our client’s mortgage transaction and are committed to providing options and strategies for achieving client goals.

Whether you are a first-time homebuyer or a seasoned homeowner, Tom provides the same individual attention to each client.

Customer and Realtor communication is emphasized in keeping all parties informed throughout the entire process.

The thought of getting a mortgage loan whether you’re purchasing or refinancing may seem overwhelming. Tom and his team have streamlined this process by providing all of the tools you will need, in-house.  This simplifies the process tremendously allowing us to get your loan closed quickly.

Experience Matters!


NMLS: 298514

Company NMLS: 227262

Office: (816) 305-0369


State Licenses

State License Number Regulated Text Disclosures
Missouri 1430-MLO